Risk Warning

A) This public offering of securities or investments has not been reviewed or approved by the Financial Market Authority (FMA) or any other Austrian authority.

B) Investments in securities or investments involve risks, including the risk of partial or total loss of the money invested or the risk of possibly not receiving a return.

C) Your investment is not covered by the statutory deposit insurance and investor compensation schemes.

D) This is not a savings product. You should not invest more than 10% of your net assets in such securities or investments.

E) You may not be able to resell the securities or investments as you wish.

Disclaimer

This information is general information on impact investing in developing and emerging countries. This is not information about a specific investment opportunity, nor a recommendation for a specific investment. Schweitzer & Hirscher Investments and its members explicitly point out that this information on the website/document/graphics is for personal use and for information purposes only. Reproduction or distribution is prohibited without the consent of Schweitzer & Hirscher Investments. Investments in bonds are exposed to a variety of risk factors. These include, without claiming to be exhaustive: the investment horizon of 3 years, no absolute guarantee for repayment, risk of illiquidity, partly unknown end customers, investments generally not rated, key person risks, entrepreneurial risk, exit risk as well as tax and legal risks. In addition, there are risks relating to investments in developing and emerging countries, such as in particular political and economic risks, high inflation, possible lack of enforceability of legal claims, lack of accounting standards, risk in the repatriation of capital, as well as natural disasters and epidemics. The risks described may materialize individually or cumulatively and may, among other things, result in a total loss of the invested capital for investors. With special reference to investments based on the Alternative Financing Act, Schweitzer & Hirscher Investments explicitly draws attention to the following risk warning. This public offering of securities or investments has not been reviewed or approved by the Austrian Financial Market Authority (FMA) or any other Austrian authority. Investing in securities or investments involves risks, including the risk of partial or total loss of the money invested or the risk of possibly not receiving a return. Your investment is not covered by the statutory deposit insurance and investor compensation schemes. It is not a savings product. You should not invest more than 10% (ten percent) of your net assets in such securities or investments. You may not be able to resell the securities or investments as you wish.

"Money in particular has an enormous impact on the environment and society. That's why you, the customer, decide where and what impact it should promote."
- Florian Schweitzer, Sustainability Committee