Collaterals
"Join us in deciding the path we will take in the future"
Hedging
We hedge against currency fluctuations by means of hedging. The currency hedging is completely free of charge for you. We guarantee that your invested 100€ will still be worth 100€ plus corresponding interest after your return from abroad.
Default Rate
Every single microloan granted has a default rate of less than 2%. We additionally bundle this risk for you once again so that no default occurs.
Buyback Option
If a project partner is in default, we will buy back your bond after 60 days.
Skin in the Game
We do not sell you anything we do not believe in ourselves.
believe in. That is why we have committed ourselves to
16% of our own funds in each bond issue.
External Auditing
Our local attorneys review each project partner before we begin our collaboration.
Internal Auditing
We have set up a Supervisory Board for monetary targets as well as a Sustainability Committee for you so that problems do not arise in the first place.
Diversification
Schweitzer & Hirscher offers you a wide range of investments, as well as a diversification guide, so that your investments are broadly and safely spread.
*The securities listed here on this page serve as a general overview. For legally binding information, please always check the information sheet and the conditions stated there.
"All our project partners i.e. development banks as well as micro-credit institutions in Kosovo collateralize their deposit in Schweitzer & Hirscher Development Association."
- Florian Schweitzer, Sustainability Committee
Diversification-Manager
"Test your financial knowledge about security and strategy"
"Our innovations are the defining Alliance with our Future."
- Johanna May, Sustainability Committee
